The best approach is to keep in touch with your pension schemes as it may affect your ability to claim benefits when you retire if you lose contact.
If you do lose touch with your pension providers The Pension Service operates an occupational and personal Pension Tracing Service covering over 200,000 schemes via the Internet, post or telephone.
If a close relative has died without taking their pension, in some cases you may be eligible for benefits from that pension fund.
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